USDA

If you're purchasing in a rural or suburban area, a DPA loan makes homeownership more accessible by offering advantages that cater to your location and income.

Geographic Focus

Backed by the United States Department of Agriculture, USDA loans aim to facilitate homeownership in regions with lower population densities.

Zero Down Payment

Distinctive to USDA loans, you have the potential for zero down payment. Particularly beneficial if you have limited liquid assets, as it reduces the upfront financial burden associated with home purchases.

Income-Driven Accessibility

Designed to support households across a spectrum of income levels, USDA loans fit with the mandate to enhance economic opportunities and improve quality of life in rural communities.

Competitive Interest Rates

Despite being government backed, USDA loans often offer lower interest rates, providing you with favorable borrowing terms. This can save you money long term compared to alternative financing options.

Lender Collaboration

Securing a USDA loan necessitates collaboration with an approved lender. We provide you support, ensuring adherence to established lending standards, and make sure you get access to all the benefits available to you.

Eligible Areas

Looking to buy a home in the countryside?

Benefit from zero down payment options, competitive interest rates, and tailored support.

Enjoy the peace of rural and suburban living with financial peace of mind.

Cindy Regan - Originating Branch Manager - NMLS #264375

The Lending Authority a Team of American Financial Network, Inc - NMLS #237341

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. The Lending Authority a team of American Financial Network, Inc is not an agency of the Federal Government, and is not acting on behalf or at the direction of HUD/FHA.

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Cindy Regan - Originating Branch Manager - NMLS #264375

The Lending Authority an American Financial Network, Inc Team

NMLS #237341

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CORP NMLS# 237341. American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. American Financial Network, Inc. is an Equal Housing Lender.