Down Payment Assistance

A DPA loan provides invaluable assistance, so you can experience the ease of homeownership without the traditional high hurdles of down payment and closing costs.

Help With Buying

One of the most significant homeownership barriers is often the down payment. DPA loan programs step in to help by providing funds specifically designated for this purpose.

Less Stress

Saving up for a down payment can take years, especially for first-time buyers or those with limited financial resources. DPA programs alleviate this by providing the funds upfront, so you can purchase sooner and without draining your savings.

Potential Reduced Rates

Some DPA programs offer loans with below-market interest rates or even forgivable loans, which means you might not have to pay back certain portions of the assistance if you meet specific conditions. Saving on your mortgage payments in the long run!

Help With Closing

As well as down payment assistance, many DPA programs also help with closing costs. These costs, which include fees associated with the mortgage transaction, can add up to several thousand dollars.

Financial Flexibility

Depending on the program, you might not have to pay back the assistance right away allowing you to focus on making your mortgage payments without the added pressure of repaying the down payment assistance immediately. If you meet certain conditions, you may not have to pay it back at all.

Opportunity to Build Wealth

Homeownership is a key to financial freedom. By purchasing a home, perhaps only made possible by DPA programs, you unlock the opportunity to build equity as your property appreciates in value. Giving you a valuable asset and greater financial stability.

Ready for your dream home?

The door could open sooner than you expect.

Say goodbye to saving for ages and hello to your new home!

Cindy Regan - Originating Branch Manager - NMLS #264375

The Lending Authority a Team of American Financial Network, Inc - NMLS #237341

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. The Lending Authority a team of American Financial Network, Inc is not an agency of the Federal Government, and is not acting on behalf or at the direction of HUD/FHA.

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Cindy Regan - Originating Branch Manager - NMLS #264375

The Lending Authority an American Financial Network, Inc Team

NMLS #237341

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CORP NMLS# 237341. American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID#237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580. American Financial Network, Inc. is an Equal Housing Lender.