Privacy Policy

for City First Mortgage

Keeping customer information secure and using it only as our customers want us to is a top priority for all of us at City 1st. Here then, is our promise to our individual customers.

  • We will safeguard, according to strict standards of security and confidentiality, any information our customers share with us.

  • We will limit the collection and use of customer information to the minimum we require to deliver superior service to our customers, which includes advising our customers about our products, services, and other opportunities, and to administer our business.

  • We will permit only authorized employees, who are trained in the proper handling of customer information, to have access to that information. Employees who violate our Privacy Policy will be subject to our normal disciplinary process.

  • We will not reveal customer information to any external organization, unless we have previously informed the customer in disclosures or agreements, been authorized by the customer, or are required by law.

  • We will always maintain control of our customer information. We may, however, facilitate relevant offers from reputable companies. These companies are not permitted to retain any customer information unless the customer has specifically expressed interest in their products or services.

  • We will tell customers in plain language initially, and at least once annually, how they may remove their names from marketing lists. At any time, customers can contact us to have their names removed from such lists.

  • Whenever we hire other organizations to provide support services, we will require them to conform to our policy standards and to allow us to audit them for compliance.

  • For purposes of credit reporting, verification, and risk management, we will exchange information about our customers with reputable reference sources and clearinghouse services.

  • We will attempt to keep customer files complete, up to date, and accurate. We will tell our customers how and where to conveniently access their account information (except when we're prohibited by law) and how to notify us about errors which we will promptly correct.

  • We will continuously assess ourselves to ensure that customer privacy is respected. We will conduct our business in a manner that fulfills our promise in the many states which we do business.

The City 1st Privacy Notice which may be downloaded here in PDF format, and which is provided to all our borrowers, explains how we collect, handle, and disclose personal information collected during the loan origination and closing processes. City 1st adheres strictly to the provisions of the Gramm Leach-Bliley Act in safeguarding individuals financial privacy.

Cindy Regan, All Rights Reserved

Cindy Regan - Originating Branch Manager - NMLS #264375

The Lending Authority Team - Hancock Mortgage -Powered by City First Mortgage Services LLC - NMLS #3117

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. The Lending Authority Team powered by City First Mortgage Services is not an agency of the Federal Government, and is not acting on behalf or at the direction of HUD/FHA.

Cindy Regan, All Rights Reserved

Cindy Regan - Originating Branch Manager - NMLS #264375

The Lending Authority Team - Hancock Mortgage -Powered by City First Mortgage Services LLC - NMLS #3117

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. The Lending Authority Team powered by City First Mortgage Services is not an agency of the Federal Government, and is not acting on behalf or at the direction of HUD/FHA.