Contact Marie Hester

Loan Officer

NMLS# 2108549

With nearly three decades of experience in the mortgage industry, Susan Marrs is a seasoned professional with a diverse mortgage background, including time spent as a National Processing Manager, Underwriter and Corporate Sales Trainer. In her current capacity as a Senior Loan Officer, she excels in assisting clients with diverse financial backgrounds.

Susan specializes in offering a wide array of loan programs, with a focus on first-time homebuyer initiatives from no money down programs like USDA & VA as well as Down Payment assistance Programs. She also offers FHA, Conventional, and home equity lines. She has extensive experience working with self-employed individuals and low to moderate-income clients, providing tailored solutions to meet their unique needs.

Beyond her professional achievements, Susan is a breast cancer survivor, using her platform to advocate for the importance of screenings and raising awareness within her community. As a mother of four and grandmother of three, family is at the heart of her life, and she cherishes spending time with loved ones while enjoying activities such as camping, hiking, and traveling.

Susan’s wanderlust spirit leads her to explore various states throughout the year, allowing her to nurture relationships with family, friends, and new clients alike. With a passion for adventure, she eagerly anticipates her next destination, always open to the endless possibilities of where her travels may take her next.

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Cindy Regan, All Rights Reserved

Cindy Regan - Originating Branch Manager - NMLS #264375

The Lending Authority Team - City First Mortgage Powered by Gold Star Financial Group

NMLS #3446

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Gold Star Mortgage Financial Group, Corporation (NMLS ID #3446) is an Equal Housing Opportunity lender and FHA-approved lender. Gold Star Mortgage Financial Group, Corporation is a California financial lending institution licensed by the California Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Gold Star Mortgage Financial Group, Corporation is not the FHA or any other government agency. The FHA does not directly originate, underwrite, service, or guarantee any residential mortgage loan. Not all products are available in all states.

Gold Star Mortgage may choose to recommend Modern Title Group LLC (at times, d/b/a Gold Star Close) or Radiant Insurance, LLC. Gold Star Mortgage has a direct or indirect financial or ownership interest in Modern Title Group LLC (at times, d/b/a Gold Star Close) and Radiant Insurance, LLC. You are not required to use either Modern Title Group LLC (at times, d/b/a Gold Star Close) or Radiant Insurance, LLC.

Cindy Regan, All Rights Reserved

Cindy Regan - Originating Branch Manager - NMLS #264375

The Lending Authority Team - Hancock Mortgage -Powered by City First Mortgage Services LLC - NMLS #3117

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. The Lending Authority Team powered by City First Mortgage Services is not an agency of the Federal Government, and is not acting on behalf or at the direction of HUD/FHA.