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How big of a home should I buy?

How Big Should I Buy?

March 22, 20244 min read

How Big Should I Buy?

How do you decide how much space is enough?

Although the average family size continues to decrease, the average size of newly constructed single-family homes has increase steadily over the past several decades.

Average size of a newly built single-family home has increased from 1500sqft in the 1970s to 2500+ now.

So how big should your home be?

House Size

The amount of space needed for comfortable living varies significantly depending on individual preferences, lifestyle, and family size.

For a typical American family, this size of home may provide ample space for various activities - sleeping, cooking, dining, entertaining, relaxing. However what constitutes 'comfortable living' can differ widely from person to person.

Influencing Factors

  • Family Size. Larger families typically require more space to accommodate everyone comfortably, including bedrooms, bathrooms, and communal living areas.

  • Lifestyle Preferences. Hobbies, interests, and lifestyle choices can impact space requirements. For example, individuals who work from home may need a dedicated office space, while outdoor enthusiasts may prioritize proximity to recreational areas.

    Family entertaining
  • Storage Needs. The amount of storage space needed for belongings, such as clothing, furniture, and recreational equipment, can vary depending on individual preferences or habits.

  • Accessibility Requirements. Considerations such as accessibility for individuals with disabilities or mobility limitations may influence space needs, requiring features like wider doorways, ramps, or accessible bathrooms.

  • Entertaining & Hosting. Those who frequently host guests or entertain may prioritize larger living and dining areas to accommodate large groups.

Rethinking Your Homes Size: 6 Vital Questions for a Growing Family

In the realm of housing, the notion of "bigger is better" often prevails. However, as your family expands, the quest for more space can become overwhelming and costly. So how do you strike the perfect balance between accommodating your growing family and maintaining a manageable living space?

Here are crucial questions to help you navigate the complexities of housing with a growing family in mind:

  • Is this our forever home, or just a stepping stone? While a larger 'forever home' may seem appealing, it's essential to evaluate whether your needs will change in the future. Opting for a more practical space now with the potential to upgrade later can provide flexibility as your family grows. - The average first-time homebuyer stay in their home for less than 10 years.

  • How will our future income impact our housing needs? Anticipate how changes in income may affect your ability to afford a larger home. Rather than stretching your budget to its limits, prioritize financial stability by choosing a home that allows for comfortable living without excessive strain. This approach ensures that your family's housing needs remain sustainable as you navigate life's ups and downs.

  • What are our space priorities? Assess your family's needs and priorities when it comes to living space. Consider factors such as room for children to play and grow, functional areas for family gatherings, and adequate storage for belongings. Focus on spaces that will accommodate your family's lifestyle and activities, while fostering a sense of connection and togetherness.

    Covering your family's needs
  • How much personal space do we need? Balance the desire for privacy with the benefits of communal living. While additional space may offer opportunities for solitude, it's essential to maintain a sense of closeness and connection within the family. Consider how your home's layout and design can promote both individual autonomy and family bonding.

  • Do I need space for a home office? If so, does this need to be a dedicated area in your home, away from distractions? Consider the size of the space and ensure it can fit your work needs, including furniture, equipment, and storage.

  • Does the home provide room to grow? Look for a home that offers flexibility and adaptability as your family evolves. Consider whether the layout allows for future expansion or renovation to work with changing needs. Embrace creative solutions, such as multi-functional spaces and versatile furniture, to maximize your home's potential for growth and adaptation.


Although the US government has decided that a home must have 400 square feet of space to be sustainable, an additional 150 feet of space is recommended for each additional resident. This would mean that two people could reside in a 550 square foot home like the one pictured here.

550 sq ft house plan


In essence, finding the right home isn't solely about size. It's about striking a balance between practicality, affordability, and flexibility. By asking these essential questions and prioritizing your needs, you can find a home that meets your current requirements while also allowing room to grow and thrive.

squarefoothouse sizefamilyaccommodatenew constructionbuyernew homeentertaininglifestyle
blog author image

Cindy Regan

Branch Manager and Senior Loan Originator at The Lending Authority, Cindy has 30 years of mortgage industry experience. She is known for her depth of knowledge, open communication, and client care. She is passionate about helping people reach their financial goals, while keeping stress to a minimum!

Back to Blog
How big of a home should I buy?

How Big Should I Buy?

March 22, 20244 min read

How Big Should I Buy?

How do you decide how much space is enough?

Although the average family size continues to decrease, the average size of newly constructed single-family homes has increase steadily over the past several decades.

Average size of a newly built single-family home has increased from 1500sqft in the 1970s to 2500+ now.

So how big should your home be?

House Size

The amount of space needed for comfortable living varies significantly depending on individual preferences, lifestyle, and family size.

For a typical American family, this size of home may provide ample space for various activities - sleeping, cooking, dining, entertaining, relaxing. However what constitutes 'comfortable living' can differ widely from person to person.

Influencing Factors

  • Family Size. Larger families typically require more space to accommodate everyone comfortably, including bedrooms, bathrooms, and communal living areas.

  • Lifestyle Preferences. Hobbies, interests, and lifestyle choices can impact space requirements. For example, individuals who work from home may need a dedicated office space, while outdoor enthusiasts may prioritize proximity to recreational areas.

    Family entertaining
  • Storage Needs. The amount of storage space needed for belongings, such as clothing, furniture, and recreational equipment, can vary depending on individual preferences or habits.

  • Accessibility Requirements. Considerations such as accessibility for individuals with disabilities or mobility limitations may influence space needs, requiring features like wider doorways, ramps, or accessible bathrooms.

  • Entertaining & Hosting. Those who frequently host guests or entertain may prioritize larger living and dining areas to accommodate large groups.

Rethinking Your Homes Size: 6 Vital Questions for a Growing Family

In the realm of housing, the notion of "bigger is better" often prevails. However, as your family expands, the quest for more space can become overwhelming and costly. So how do you strike the perfect balance between accommodating your growing family and maintaining a manageable living space?

Here are crucial questions to help you navigate the complexities of housing with a growing family in mind:

  • Is this our forever home, or just a stepping stone? While a larger 'forever home' may seem appealing, it's essential to evaluate whether your needs will change in the future. Opting for a more practical space now with the potential to upgrade later can provide flexibility as your family grows. - The average first-time homebuyer stay in their home for less than 10 years.

  • How will our future income impact our housing needs? Anticipate how changes in income may affect your ability to afford a larger home. Rather than stretching your budget to its limits, prioritize financial stability by choosing a home that allows for comfortable living without excessive strain. This approach ensures that your family's housing needs remain sustainable as you navigate life's ups and downs.

  • What are our space priorities? Assess your family's needs and priorities when it comes to living space. Consider factors such as room for children to play and grow, functional areas for family gatherings, and adequate storage for belongings. Focus on spaces that will accommodate your family's lifestyle and activities, while fostering a sense of connection and togetherness.

    Covering your family's needs
  • How much personal space do we need? Balance the desire for privacy with the benefits of communal living. While additional space may offer opportunities for solitude, it's essential to maintain a sense of closeness and connection within the family. Consider how your home's layout and design can promote both individual autonomy and family bonding.

  • Do I need space for a home office? If so, does this need to be a dedicated area in your home, away from distractions? Consider the size of the space and ensure it can fit your work needs, including furniture, equipment, and storage.

  • Does the home provide room to grow? Look for a home that offers flexibility and adaptability as your family evolves. Consider whether the layout allows for future expansion or renovation to work with changing needs. Embrace creative solutions, such as multi-functional spaces and versatile furniture, to maximize your home's potential for growth and adaptation.


Although the US government has decided that a home must have 400 square feet of space to be sustainable, an additional 150 feet of space is recommended for each additional resident. This would mean that two people could reside in a 550 square foot home like the one pictured here.

550 sq ft house plan


In essence, finding the right home isn't solely about size. It's about striking a balance between practicality, affordability, and flexibility. By asking these essential questions and prioritizing your needs, you can find a home that meets your current requirements while also allowing room to grow and thrive.

squarefoothouse sizefamilyaccommodatenew constructionbuyernew homeentertaininglifestyle
blog author image

Cindy Regan

Branch Manager and Senior Loan Originator at The Lending Authority, Cindy has 30 years of mortgage industry experience. She is known for her depth of knowledge, open communication, and client care. She is passionate about helping people reach their financial goals, while keeping stress to a minimum!

Back to Blog

Cindy Regan, All Rights Reserved

Cindy Regan - Originating Branch Manager - NMLS #264375

The Lending Authority Team - Hancock Mortgage -Powered by City First Mortgage Services LLC - NMLS #3117

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. The Lending Authority Team powered by City First Mortgage Services is not an agency of the Federal Government, and is not acting on behalf or at the direction of HUD/FHA.

Cindy Regan, All Rights Reserved

Cindy Regan - Originating Branch Manager - NMLS #264375

The Lending Authority Team - Hancock Mortgage -Powered by City First Mortgage Services LLC - NMLS #3117

Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. The Lending Authority Team powered by City First Mortgage Services is not an agency of the Federal Government, and is not acting on behalf or at the direction of HUD/FHA.